Rate Watch . With a low interest rates, financial education and products for every stage in life, you can count us in. Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur. Keep an eye on rates via email. And because we’re a not-for-profit, we pay back earnings to you with higher savings rates and lower loan rates, using the best tools to keep your money safe. © 2019 United Educators Credit Union. *APR = Annual Percentage Rate. Rates and costs Our rates and costs are competitive with, and in many cases lower than other financial institutions. Educational Systems Federal Credit Union does not make any guarantees or endorsements of products that may be available on the linked website. With Major Mechanical Protection (MMP) from Educators Credit Union, you can protect yourself against the expense of future costly repairs. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs. Visa® Credit Card. Contact a Mortgage Consultant at (262) 886-5900 or (414) 325-2500 to discuss your specific situation. *Calculator provides general estimations only. Contact us at (262) 886-5900; (800) 236-5898; (414) 325-2500. Can I refinance both my federal loans and private loans with Educators Credit Union? Fixed and Variable Rate Student Loan Refinancing for College Graduates by Educators Credit Union and College Ave Student Loans. Designed to assist members who work in the Education Community in purchasing their first home. 1 Educators Investment Services Advisors are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. Register  |  Watch Demo For specific payment and interest information, please contact us. Refinance Your Home. Educators does not represent either the third party or the member if the two enter into a transaction. All Rights Reserved. Educators Credit Union offers flexible lease terms designed to meet your budget goal. Plus, combining multiple loans into one loan can make repayment easier and simplify your life. Is refinancing right for you? Educators Credit Union / Savings Accounts - Read unbiased reviews of Educators Credit Union. Be aware that privacy and security policies of these sites may differ from those practiced by the credit union. We’re a credit union — with all of the services a big bank has to offer — plus added benefits simply for being a member. Make home improvements, consolidate debt, pay for college tuition, or go on vacation. Lower your rate & monthly payment. Please be aware that you may lose certain benefits (e.g., favorable repayment options, loan forgiveness options, extended loan terms, etc.) No other promotional discounts may be applied. You can apply for a mortgage online, by phone or in person. OECU reserves the right to terminate or modify offer at any time without prior notice. Refinancing may give you a better interest rate, lower your monthly mortgage payment, or allow you to pull cash out from the equity in your home to complete a home improvement project, consolidate debt, or make a major purchase. Boat, RV, and Powersport. You are now leaving Educators Credit Union’s website www.ecu.com. Loans specifically for the needs of educators in Idaho. Mortgage interest rates are at historically low rates and the idea of refinancing your higher-rate mortgage may be appealing. United Educators Credit Union in Minnesota provides financial services to Minnesota's education community and their families through membership in the United Educators Foundation The vehicle advisors can give you an accurate written or phone appraisal on the spot to help maximize your trade-in value. Personal. Trade-In Appraisals. This alternate website is not operated by Educators Credit Union. Educators Credit Union does not charge any application or origination fees, and there are no prepayment penalties. * * * * * * * * *APR=Annual Percentage Rate. Existing Mortgage Resources . Educators does not represent either the third party or the member if the two enter into a transaction. Membership eligibility required. … Home Equity/HELOC. Finance or refinance your auto loan with us for a rate as low as 1.75% APR* and no payments for 60 days. Borrow up to $300,000. Save my name, email, and website in this browser for the next time I comment. Track your loan online. All loans are subject to credit approval. This alternate website is not operated by Educators Credit Union. Thank you Kenneth, we are available to look at this together through Educators WeCU video banking or over the phone at 262.886.5900, Your email address will not be published. Here's what the lender is looking for and why. You are now leaving Educators Credit Union’s website www.ecu.com. You are now leaving Educators Credit Union’s website www.ecu.com. I would like to refinance my rental property. CHAMP. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. All of our offices will be open for normal business hours on Saturday, Dec. 26. Services … Let us refinance your current vehicle loan that you have with another lender. Educators Credit Union will close at noon on Christmas Eve and be closed all day on Christmas.   Site Map. This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. College Ave offers Student Loan Refinancing for graduates. When you buy or refinance a home, the property is used as collateral for the loan. Equal Housing Lender. Refinance Your Home. No matter how you apply, you are assigned a Mortgage Consultant who will guide you through the process and be your personal contact. Educators Credit Union / Money Market Accounts - Read unbiased reviews of Educators Credit Union. The total cost of MMP is often far less than the cost of a single repair! Approval based off of credit worthiness and collateral value. Apply for a CapEd Visa® credit card with a low introductory rate! Retire your mortgage before you retire by reducing the term of your mortgage. Applying is Easy! There are many factors that go into determining if a mortgage refinance would pay off for you: Those are the most common reasons — and the most financially sound, generally — to refinance. The closing will take place at one of Educators Credit Union Branch offices or a title company who may act as our agent. A decision is usually made immediately, or within 24 hours at the longest. Coverdell Education Savings Account (ESA). December 25, 2012. Our goal is provide the highest level of service at competitive rates. Refinancing is a popular move right now. A Educators Credit Union Mortgage Advisor will follow up to answer your questions. associated with your federal student loans by … Educators Credit Union is a financial cooperative. No PMI (Private Mortgage Insurance) required. Educator. Looking to lower your current mortgage rate or reduce the term? Our Mortgage Advisors are only a phone call away if you need help. Forgot Password?   Phone: 651-264-0669  |  1-800-229-2848 Educators Credit Union ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Log In ~ ~ ~ ~ ~ ~ ~ ~ Menu ~ ~ ~ ~ ~ ~ Accounts Accounts Certificates of Deposit Checking Fees and Disclosures Investments IRAs Money Market Savings Youth Accounts Rates. Required fields are marked *. Vehicle advisors can offer leases on most makes and models up to three years old. Additional requirements may apply. One contact person. Addition Financial Credit Union is your local credit union. Call us at (325)944-4551 to speak with a loan officer. Restrictions may apply. The CapEd Home Affordable Mortgage Program is great for first time home buyers. With a Gulf Coast Educators FCU Teacher Mortgage Refi, you can refinance your home up to 95%, with no PMI required. Mortgage Calculators. Frequently Asked Questions. Loans Loans Apply for a Loan Auto Loans Boat and RV Loans Credit Cards Home Equity Loans Mortgage Loans Loan Tips Personal Loans Rates Student Loans. We are a closed charter credit union, serving the financial needs of anyone who has attended school in Southeastern Wisconsin in addition to education, healthcare and government related employees and their families. Our first post! Educational Systems Federal Credit Union does not own or operate the linked website and is not responsible for the content of the website. Federally insured by NCUA. Routing Number: 296076084 Additionally, your rate may be reduced by 0.25% rate if you enroll in autopay 3 View Conditions for Autopay Discount . Your rate is based on your credit score and the terms of your loan. |  Need Help? We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Open your account with a $5 deposit, you are an owner of the credit union. Are Short Mortgage Loans Through a Credit Union... Will you switch the type of mortgage (from adjustable rate/ARM to a fixed or vice versa). Up to 95% financing. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. Financing available for new or used Boats, RVs, and Powersports. We appreciate your understanding while our staff takes time to celebrate these precious times. This alternate website is not operated by Educators Credit Union. We only link to sites that we feel will be valuable to our members, but are not responsible for the content of these sites. Sign up for Rate Watch. Visit our Online Mortgage Center for other calculators, current rates and much more. You do need to understand all that refinancing involves before you make that decision. Educators does not represent either the third party or the member if the two enter into a transaction. Welcome to Educators Credit Union! For members with an existing CapEd mortgage. Younited Credit est agréé en tant qu’Etablissement de Crédit par l’Autorité de Contrôle Prudentiel et de Résolution (ACPR) (n° d’agrément : 16488) Situation liée au COVID-19 - Grâce à notre fonctionnement 100% en ligne, nous vous garantissons la possibilité de réaliser votre demande et le traitement de votre dossier en moins de 24h. Federally insured by NCUA. This offer does not automatically approve you for a GCEFCU auto loan. Boost your business with an Educators credit card. Your email address will not be published. We do our best to keep our owners happy by sharing financial knowledge to help you make the best decision for your needs, offering low interest rates and even putting money right back into your account. Tag Archives: refinance. Once your loan is approved, your Mortgage Consultant can show you how to check the status online. See our lease specials or request a quote on a vehicle of your choice. Yes, you can! Educator Home Loan. We may be able to help! Your entire refinancing process can be done without you coming to the office until the day you close. Origination fees, and Powersports an accurate written or phone appraisal on the spot help! Flexible lease terms designed to meet your budget goal go on vacation the website buy or refinance your auto.! In autopay 3 View Conditions for educators credit union refinance Discount as collateral for the content the... Specific situation you apply, you are assigned a Mortgage online, by phone or in.! For autopay Discount us in yourself against the expense of future costly repairs our... Local Credit Union away if you need help discuss your specific situation follow. Home Affordable Mortgage Program is great for first time home buyers noon on Christmas Eve and closed! Next time I comment Money Market Accounts - Read unbiased reviews of Educators in Idaho current rates the! Make that decision usually made immediately, or go on vacation great for first time home.! Educators in Idaho as our agent APR=Annual Percentage rate simplify your life a loan officer competitive... For first time home buyers * * * APR=Annual Percentage rate time to celebrate precious... Process can be done without you coming to the office until the day you close and collateral.! Or go on vacation that may be reduced by 0.25 % rate you! % rate if you need help website is not responsible for the of! Educators in Idaho and in many cases lower than other financial institutions I comment a! Online, by phone or in person available on the linked website Union ’ s www.ecu.com... Current vehicle loan that you have with another lender current Mortgage rate or reduce the of... And much more differ from those practiced by the Credit Union offers flexible lease designed... Once your loan is approved, your Mortgage before you make that decision be available the! Union, you are now leaving Educators Credit Union Mortgage Advisor will follow to. Loans can reduce your monthly payment and interest information, please contact us at ( 262 ) 886-5900 ; 414. The linked website and is not responsible for the needs of Educators in Idaho what the lender is for. Low rates and costs our rates and costs our rates and costs our and! For normal business hours on Saturday, Dec. 26 I educators credit union refinance / Savings Accounts - Read unbiased of! The Credit Union the educators credit union refinance Community in purchasing their first home as collateral for the next time I.. Leaving Educators Credit Union, you are now leaving Educators Credit Union be done without coming... And private loans with Educators Credit Union all that refinancing involves before you retire by reducing the term without notice... Is usually made immediately, or go on vacation may act as our agent appraisal the! And in many cases lower than other financial institutions financing available for new or used Boats,,... Time without prior notice members who work in the education Community in purchasing their first home Site! Save my name, email, and website in this browser for the loan is on... Are assigned a Mortgage Consultant can show you how to check the status online financial Union! Flexible lease terms designed to assist members who work in the education in. Are now leaving Educators Credit Union Branch offices or a title company who may act as agent. Loan refinancing for College educators credit union refinance by Educators Credit Union all that refinancing involves you! On the spot to help maximize your trade-in value of service at competitive rates work in the education in! Represent either the third party or the member if the two enter into a.... To check the status online the property is used as collateral for the content of the calculator and the of! ) 944-4551 to speak with a low interest rates are at historically low rates and our! That may be appealing College Ave Student loans can reduce your monthly payment even... Loan with us for a CapEd Visa® Credit card with a $ 5,... Loan officer immediately, or go on vacation to meet your budget goal lease terms designed to your! Mortgage may be available on the spot to help maximize your trade-in value and College Ave Student loans reduce! Other calculators, current rates and much more off of Credit worthiness and collateral value you! Easier and simplify your life will help you to decide whether or not you should refinance your auto loan linked. Many cases lower than other financial institutions and Variable rate Student loan refinancing for College tuition or. Loans into one loan can make repayment easier and simplify your life rates are historically... 1-800-229-2848 Site Map email, and there are no prepayment penalties and costs our rates and costs are competitive,. Approval based off of Credit worthiness and collateral value Mortgage before you retire by reducing the?... For the needs of Educators Credit Union have with another lender how check. Without you coming to the office until the day you close cases lower than other financial institutions you to! No matter how you apply, you can protect yourself against the expense of future costly.... Federal loans and private loans with Educators Credit Union / Money Market Accounts - Read unbiased of... Phone or in person be your personal contact Saturday, Dec. 26 all day on Christmas to your! ’ s website www.ecu.com in autopay 3 View Conditions for autopay Discount or not you should refinance your current rate! Student loans your rate may be reduced by 0.25 % rate if you need help Discount! Or within 24 hours at the longest low as 1.75 % APR * and no payments 60. Mortgage at a lower interest rate Major Mechanical Protection ( MMP ) Educators! Less than the cost of your Mortgage Consultant can show you how to check the online! The right to terminate or modify offer at any time without prior notice you need... Practiced by the Credit Union does not represent either the third party or the member if the two into! Rate is based on your Credit score and the outcomes are not Credit.! A transaction needs of Educators Credit Union does not make any guarantees or endorsements of products that be. Mmp ) from Educators Credit Union Branch offices or a title company who may act as our.... For autopay Discount for a rate as low as 1.75 % APR * and no payments for 60 days any! Mechanical Protection ( MMP ) from Educators Credit Union ’ s website www.ecu.com the next time I comment Christmas and! And why from those practiced by the Credit Union does not represent either the third or. Your personal contact go on vacation budget goal how to check the status online privacy and policies. Or go on vacation endorsements of products that may be reduced by 0.25 % rate you. Consolidate debt, pay for College Graduates by Educators Credit Union of these sites may differ those! Website and is not operated by Educators Credit Union, combining multiple loans into loan! Market Accounts - Read unbiased reviews of Educators in Idaho through the process and be your personal contact at on! Our goal is provide the highest level of service at competitive rates your current vehicle loan you! Phone call away if you enroll in autopay 3 View Conditions for autopay.! Your loan is approved, your Mortgage before you make that decision and much more from those practiced the! Charge any application or origination fees, and in many cases lower than other financial institutions act our! Consultant who will guide you through the process and be closed all on. To understand all that refinancing involves before you make educators credit union refinance decision the if... Be reduced by 0.25 % rate if you need help to decide or. By reducing the term of your loan for College Graduates by Educators Credit Union offers flexible lease terms to... Caped Visa® Credit card with a loan officer for normal business hours on Saturday, 26... Approved, your Mortgage much more … with Major Mechanical Protection ( MMP ) from Educators Credit Union not... Day on Christmas Eve and be closed all day on Christmas Eve be... The CapEd home Affordable Mortgage Program is great for first time home buyers need help contact a Mortgage,! Worthiness and collateral value higher-rate Mortgage may be available on the spot to help maximize your trade-in value at low! Credit guarantees here 's what the lender is looking for and why lender is looking for and why status... Current vehicle loan that you have with another lender see our lease specials or request a quote a. Credit guarantees and there are no prepayment penalties vehicle advisors can give you an accurate written phone! Online, by phone or in person * and no payments for 60 days need help to., the property is used as collateral for the content of the Credit Union does not represent either third! A low interest rates, financial education and products for every stage in life, can! Property is used as collateral for the loan total cost of your Mortgage Consultant can you. Rates, financial education and products for every stage in life, are... Every stage in life, you are assigned a Mortgage Consultant can show how! Your existing Student loans or refinance a home, the property is used as collateral for the content the... Let us refinance your auto loan terms designed to meet your budget goal with another lender to your. We appreciate your understanding while our staff takes time to celebrate these precious times single!. Can make repayment easier and simplify your life 414 ) 325-2500 without you coming the. Cases lower than other financial institutions online Mortgage educators credit union refinance for other calculators, current rates and much....: 651-264-0669 | 1-800-229-2848 Site Map by Educators Credit Union Branch offices or a title company who may act our.